The Mint switched circulating dimes and quarters to clad in 1965. A 1965 quarter is not a silver melt. Copper plus a little nickel is a few cents.
If the date is worn, look at the edge. Clad shows a copper stripe. 1964 and earlier 90% is a solid silver-colored edge.
Later Washingtons (state, America the Beautiful, American Women) are the same clad metal unless the packaging says silver proof. Do not mix a 1965-on business strike into a 90% bag.
Full spec and quantity math: Washington quarter (clad) · Identify · US silver by year
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A local coin shop can look at what you have. Melt may not be the whole story — dates and condition matter.
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